Tuesday, 27 December 2011
Government cuts Solar power subsidy
Saturday, 24 December 2011
Is £40k enough?
http://www.bbc.co.uk/news/magazine-15197860
The BBC think £40k is enough to live on? Wish we had that much income!
Wednesday, 21 December 2011
Parcel Time Again
Thursday, 15 December 2011
Cohabitees to inherit partners wealth!
http://www.thisismoney.co.uk/money/news/article-2073952/Live-lovers-right-inherit-dies-making-will.html
What is this rubbish about? I despair. Surely the point of Marriage is that it is a contract. If folk don't want to get married fine. Let them make wills - Seeemples! But without a marriage how does it work?
About time the Government honoured their Pledge to support Marriage not to make it a dirty word.
Come on Mr Cameron IDS has worked hard on this. If you want the economy to recover what better way than encouraging the FAMILY. Even Ed has got married now.
Iain will tell you all about the benefits.
Monday, 12 December 2011
Tax Benefits
Sunday, 4 December 2011
Foil Toothpaste Tubes
Thursday, 1 December 2011
More Pensions Rip-off
Wednesday, 30 November 2011
Pensions - what a fine mess!
So – now 2million Public sector workers strike. The Government has missed a trick here. If they had simply altered the pension benefits i.e. made it “work longer” and/or “get less” for the SAME contribution then there would have probably not been a strike but when faced with a 3% cut in pay as well….
So when you’re only on £15k it’s a hard pill to swallow. Most would probably be better off on benefits costing the Government (Tax payers) even more. Is that really what they want?
Or at the end of the day they’ll just opt out of their Pensions, saving the 6-9% deduction, end up with no Pension when they retire and thus live on the State pension topped up with what ever benefits they’re entitled to. Seeing as the object is to raise more money to get us out of the ”mess” then this won’t work will it Mr. Osborne? A voluntary Tax! Great – how many people will “volunteer to pay tax”?
Monday, 28 November 2011
Public Sector Pensions Rip-off
Sunday, 20 November 2011
Benefit receivers get 5% payrise
Wednesday, 16 November 2011
Read my Cracking Conspiracy Thriller
Tuesday, 15 November 2011
Poor are Starving?
Thursday, 10 November 2011
Survival of the FITtest - my answer
What should HMG do, I suggest:-
- No VAT on domestic Solar/Wind etc. installations. That way the capital cost comes down, more people buy them and as demand increases the costs come down as well.
- Remove VAT on the 1st tier of fuel rates. Why TAX the least well off then pay them benefits? These people in Fuel poverty are often the ones unlikely to be able to swap suppliers etc. to gain the benefit – what if they are on a pre-payment. They also don’t have well insulated houses, can’t afford insulation, and don’t know how to conserve energy/heat.
- Get the economy going – this will help everyone. If the Stock Market goes up then the Pension funds are up also helping keep the cost of Pensions down so less need to increase contributions/work longer. 20 years ago a lumps sum annuity bought a pension twice as big as now (I don’t need to tell you how that is a double whammy as prices have doubled since then as well)
- Make the Banks pay realistic interest rates to savers, they charge silly rates to borrowers when the Bank rate is only 0.5% how is that not just sheer robbery?
Wednesday, 9 November 2011
No survival of the FITtest
I must say how dismayed and shocked I was to hear that the funding for the FIT schemes had been slashed. We are awating a quotation to have solar panels fitted but this is questionable now.
I really think it is in the best interest of everybody to conserve fuel/energy and do what you can to be green.
In the current situation, with rocketing fuel bills Solar Panels seemed a good idea but they are a huge capital expense. If you can afford the outlay it does make sense. For us it was a case of a small Bond maturing at the end off the month. Should we reinvest? But look at the abysmal interest rates. By putting the money to solar panels, with the FITs we would get a better return and help be Green.
Not now though
We are lucky to have paid off our Mortgage, but now we see what savings we have eroded by inflation, pitiful interest rates and looming cuts to our pensions. What do we do? If we had a mortgage and no savings we’d be better off! That is why the country is in a mess. It’s the spend today, worry about tomorrow tomorrow mentality, not like how were were brought up, you must know what I mean.
What can the Government do to help?
Monday, 7 November 2011
M5 Crash - how appalling
Sunday, 6 November 2011
Greece and the Debt Crisis
Tuesday, 1 November 2011
Fuel bills putting folk in Fuel Poverty
Monday, 31 October 2011
Goodbye Sir Jimmy
Saturday, 29 October 2011
BST to GMT What a Farce!!
Wednesday, 12 October 2011
Chancellor is to do a Gordon Brown on the LGPS
the reforms to the Public Sector Pensions Schemes. My reasons? Well I
shall explain why they are a different case.
Basically we are in this financial mess because of the folly of the
last Labour Government. They inherited a healthy debt-free economy on
the rise. What did they do, squandered it like greedy schoolboys in a
sweet shop.
You’ll remember when Gordon Brown decided to raid the pension funds to
appease the voters with Tax cuts. Sacrilege.
You will be aware that investments like pension funds are long term
investments, you don’t make a fast buck from them they are deliberately
designed for long term growth because they look after their members
over the long term, we hope the very long term. Having crippled the
funds his next “achievement” was to lower taxes at a time the world
recession was looming. In fact he then scrapped the 10p tax-rate to rob
the poor to give to the rich! How people were deluded, but eventually
saw what the Emperor was wearing and now we have a sensible Government
that is not trying to Build an enormous public sector to service the
Bloated State Machine. People don’t want hand outs they need freedom of
choice.
Now we are in a poor state and the Pension Funds are weak because the
economy is down. If the Chancellor is prudent (sorry but GB used these
words but wasn’t literally, he deceived), the economy will recover and
the Pension Funds will recover. The Long Term, providing they aren’t
mortally wounded.
I do agree with reform of Public Sector Pensions but keep the LGPS
separate to the rest because it is a FUNDED scheme. Why should we have to pay even more to bail out the greedy bankers?
Monday, 10 October 2011
Return of Olly
Saturday, 8 October 2011
Europe impositions
Thursday, 6 October 2011
Quantitative Easing? Bah
Monday, 3 October 2011
Student Fees
Thursday, 29 September 2011
Euro Debt and Banking Crisis
Monday, 19 September 2011
Downtown Abbey
Sunday, 18 September 2011
Gay Marriage
Wednesday, 14 September 2011
Strike for Job Cuts?
Thursday, 8 September 2011
No charging points for Electric Cars?
Wednesday, 7 September 2011
Child Care too much?
Wednesday, 31 August 2011
Boiler Blues
Tuesday, 23 August 2011
Bank Holiday
Wednesday, 17 August 2011
Riots - how do we fix it?
Monday, 15 August 2011
Riots! I blame the Bankers
Thursday, 11 August 2011
Riots - blame the parents
Wednesday, 10 August 2011
Riots - what to do?
Wednesday, 20 July 2011
Government Promises are hollow
Wednesday, 29 June 2011
City Parking Charges
For example ParknRides strategically pplaced around for you to get in and out. Trains coming in and out regularly.
Lets face it you're not going get trains and buses going to every little village. You need an INTEGRATED TRANSPORT SYSTEM. SO I drive in from XXmiles outside and get to a train station, there I park and get the fast frequent train into the city and vice versa.
Simples - as they say.
One last thing - free (or at least very cheap parking) allowed in cities for Electric cars. Coupled with Charging points so while you work your car charges. Finally cycle ways so cyclists can get around in safety, and all buildings having safe secure Bike Garages.
There 21st century transport solved. Monty's way.
Tuesday, 28 June 2011
The Creed in Latin
CREDO in unum Deum, Patrem omnipotentem, factorem caeli et terrae, visibilium omnium et invisibilium.
I believe in one God, the Father almighty, maker of heaven and earth, of all things visible and invisible.
Et in unum Dominum Iesum Christum, Filium Dei **unigenitum, ex Patre natum ante omnia saecula. Deum de Deo, Lumen de Lumine, Deum verum de Deo vero, genitum non factum, consubstantialem Patri; per quem omnia facta sunt.
And in one Lord, Jesus Christ, the only begotten Son of God, born of the Father before all ages. God from God, Light from Light, true God from true God, begotten, not made, one in being with the Father; through Whom all things were made.
Qui propter nos homines et propter nostram salutem descendit de caelis. Et incarnatus est de Spiritu Sancto ex Maria Virgine, et homo factus est.
Who for us men and for our salvation came down from heaven. And he was made flesh by the Holy Spirit from the Virgin Mary, and was made man.
Crucifixus etiam pro nobis sub Pontio Pilato, passus et sepultus est, et resurrexit tertia die, secundum Scripturas, et ascendit in caelum, sedet ad dexteram Patris.
He was crucified for us under Pontius Pilate; suffered, and was buried. On the third day He rose again according to the Scriptures; He ascended into heaven and sits at the right hand of the Father.
Et iterum venturus est cum gloria, iudicare vivoset mortuos, cuius regni non erit finis.
And He will come again in glory to judge the living and the dead, and of His kingdom there shall be no end.
Et in Spiritum Sanctum, Dominum et vivificantem, qui ex Patre Filioque procedit.
And in the Holy Spirit, the Lord and giver of Life, Who proceeds from the Father and the Son.
Qui cum Patre et Filio simul adoratur et conglorificatur: qui locutus est per prophetas.
Who, with the Father and the Son, is adored and glorified: Who has spoken through the Prophets.
Et unam, sanctam, catholicam et apostolicam Ecclesiam.
And (I believe in) one holy, catholic and apostolic Church.
Confiteor unum baptisma in remissionem peccatorum. Et expecto resurrectionem mortuorum, et vitam venturi saeculi. Amen.
I confess one baptism for the remission of sins. And I look for the resurrection of the dead, and the life of the age to come. Amen.
Wednesday, 8 June 2011
Sexualisation of Children
I blame the Parents. They should educate their children, and watch what they are letting them do.
I know - my kids told me their friends had DVDs/Computer games that were not suitable for their age group. Where had they got them from?
Also they let them have a TV/DVD recorder/sky/Computer/Playstation etc. etc. in their bedrooms etc. do they know what they're upto?
Yes I agree you shold be able to trust TV before 9pm but you can't. I've seen objectionable materila broadcast well before 9pm The Soaps are worst - what souless programs - are they really suitable for 7 year olds. How can they understand what's going on let alone the swearing and violence etc.
I despair.
Wednesday, 25 May 2011
Footballers Privacy
Someone must know so why can't it be reported and talked about?
Yes if its a court case involving children etc I agree they might deserve anonimity, but no one else.
Thursday, 10 February 2011
Prisoners get the Vote?
Let me see don't you have to be registered on the Voters Roll? So shall we see thousands of Prisoners happy to tell the world what their residence is? Derek Slasher Brown, Wormwood Scrubs, John Light Fingers Jones HMP Wakefield, etc etc. I can't see it somehow.
It would be good for Politicians, I don't the mean the Jailed ones, I mean canvassing at election time would be easy. Where else would you have a truly "captive audience"? and no chance of the door being slammed in your face or them running away!! It might be good in the sense that Prisoners would be able to tell their stories to politicians, they would see what its like "on the inside" - though there are a few MPs inside now (they are often called a bunch of crooks anyway) so why shouldn't crooks also be able to Vote for them? isn't that fair?
Oh and while they're at it now they can Vote and have a residence why don't they pay Council Tax.
What else is there, let me think.....?
Oh yes, how do they get to the Polling Station?
Sunday, 23 January 2011
Overcrowding on Trains - "touching passengers"
Well there but for the grace etc.....
I've endured overcrowded trains, where you're jammed in that tight no chance of falling over, they can only just get the doors closed. So do you touch the other commuters? Yes - there is no way to leave that ever so English "space" around you and the next passenger.
These women claim he assaulted them. How do they know it was him and not another passenger, or for that matter another over zealous rucksack or briefcase that touched them?
Get a grip women or travel by bus! If my case touches the lady next to me I don't actually feel it so it may be her Bum its touched!
I think its the rail companies that should be in court. Its criminal how much they charge for such a poor service.
Tuesday, 18 January 2011
Segway is not a Car!
Its not fair.
Yes some disabled people need them but lets get the rules clarified.
Fairness for all I say.