Pensioners could save this Government

For all these years of austerity HMG has been trying to get everyone to spend spend spend to get us out of the mess. But folk have no money and don't want to get in debt even if interest rates are low. They have a pensions crisis but no one wants to save because they he be no money and rates are abysmal. Yet all this is upside down. Now HMG wants to borrow money to start building. Great, good idea, but why not help poor pensioners out and get your money cheaply, how you ask. Set up special pensioner bonds offering reasonable interest rates to over 55s. They will buy in as now we get virtually nothing on our savings (less tax!).  Then with this money they can build the houses and railways etc.