DM headlines that Cyclists are anti-social, elite and reckless. I agree to an extent. I wish they would respect pedestrians and share. There should be a law that Cyclists can share pavements but have to give way to pedestrians. On the roads I'm terrified of motorists. They are in an a steel box, cyclists are mere soft flesh.
I daren't ride on the roads. We need separate cycle lanes and zones. Next day DM headlines a cyclist killed by a bus, bet she was being careful.
Another cyclist killed. It's dangerous on our roads. The only sensible realistic solution is separate cycleways. If shared with pedestrians then there must be a RULE giving pedestrians priority.
Showing posts with label rules. Show all posts
Showing posts with label rules. Show all posts
Thursday, 9 February 2017
Saturday, 10 November 2012
Rubbish its a nightmare.
Rubbish! yes its not just thinking about recycling but we can't help what stuff is packaged in. So many different types - its confusing. There should be more standardisation and regulation so we'd easily know what is and isn't recyclable.
Every Council should have the same system, ours doesn't collect Glass, my son's does. If you put stuff in the wrong bin, or the wrong stuff in the BIN they fine you or refuse to collect. How are we supposed to know what bit of plastic IS recyclable which is NOT? There should be one system. The recycle logo printed on if it is, if its not on NO. Simple. All councils should collect waste in the same way then we know and there are no excuses.
Every Council should have the same system, ours doesn't collect Glass, my son's does. If you put stuff in the wrong bin, or the wrong stuff in the BIN they fine you or refuse to collect. How are we supposed to know what bit of plastic IS recyclable which is NOT? There should be one system. The recycle logo printed on if it is, if its not on NO. Simple. All councils should collect waste in the same way then we know and there are no excuses.
Thursday, 21 June 2012
Tax Avoidance - I wish!
I say good luck to Jimmy Carr, if he's not broken any laws?
He's just one and has done well in life. Even at 20% what woudl he owe the treasury?
What about us lower paid folks we toil year afte year and give over 30% of our income to beloved HMRC (yes add Tax and NI -basically another tax). Is this example fair - I ask you.
My friend has worked for over 30years and never earned enough to pay Higher rate tax and indeed is below the national average wage. His wife doesn't work - their choice agreed - but deem they can manage on his income. So his mother dies and he inherits her estate. Not enough for Inheritance tax (he wishes) but a nice little bungalow - a bit tired. So after sorting out wills, affairs etc puts said Bungalow on the Market. Lets say £200k. it take 3 years to sell and in fact he gets only 150k but this is in fact £30k more than the value when she died, a gain of £30k. So HMRC want him to pay CAPITAL GAINS TAX. So he fills in his tax return and that year they add it to his income - say £20k making a fantastic £50k in that year taking him into Higher rate tax. Whoopee - now he has to write a cheque to the taxman to cover all this off. Total tax bill £13k!
IS THIS FAIR? If he'd had the full £150k as an inheritance it would be Tax free. Just because there was a time lapse between inheritance and selling the bungalow and it went up by £30k (could have easily been down by 50k if it had happened 2/3 years later).
ITS JUST NOT FAIR. A once-in-a-lifetime event you only get parents dying once and the measly bungalow sells for a small profit and the Taxman grabs £13k because he's been so lucky to "make a profit". He has never and probably never will become a true Higher rate tax payer but that's the rules.
If it was a business or someone like Jimmy Carr it wouldn't even be a pin prick in his income. But HMRC are bullies and the rules applly with an iron fist to the little people.
He's just one and has done well in life. Even at 20% what woudl he owe the treasury?
What about us lower paid folks we toil year afte year and give over 30% of our income to beloved HMRC (yes add Tax and NI -basically another tax). Is this example fair - I ask you.
My friend has worked for over 30years and never earned enough to pay Higher rate tax and indeed is below the national average wage. His wife doesn't work - their choice agreed - but deem they can manage on his income. So his mother dies and he inherits her estate. Not enough for Inheritance tax (he wishes) but a nice little bungalow - a bit tired. So after sorting out wills, affairs etc puts said Bungalow on the Market. Lets say £200k. it take 3 years to sell and in fact he gets only 150k but this is in fact £30k more than the value when she died, a gain of £30k. So HMRC want him to pay CAPITAL GAINS TAX. So he fills in his tax return and that year they add it to his income - say £20k making a fantastic £50k in that year taking him into Higher rate tax. Whoopee - now he has to write a cheque to the taxman to cover all this off. Total tax bill £13k!
IS THIS FAIR? If he'd had the full £150k as an inheritance it would be Tax free. Just because there was a time lapse between inheritance and selling the bungalow and it went up by £30k (could have easily been down by 50k if it had happened 2/3 years later).
ITS JUST NOT FAIR. A once-in-a-lifetime event you only get parents dying once and the measly bungalow sells for a small profit and the Taxman grabs £13k because he's been so lucky to "make a profit". He has never and probably never will become a true Higher rate tax payer but that's the rules.
If it was a business or someone like Jimmy Carr it wouldn't even be a pin prick in his income. But HMRC are bullies and the rules applly with an iron fist to the little people.
Subscribe to:
Posts (Atom)