Unemployed now will have to wait 5 weeks before benefits!

Unemployed now will have to wait 5 weeks before benefits! Now I said I agreed with Amanda Platell that it was ridiculous that a family of four with one earner could get £25k in wages plus benefits if they were on minimum wages.

Now I don't earn that GROSS for my wife and myself.

Our choice.

Where is the promised Married Person's allowance?

Now if I lose my job after 40years of paying taxes and National Insurance - I EXPECT the Insurance bit to kick in - haven't I earned it?

I agree Benefits should not be an open cheque but a safety net. But what about fairness?

TAX BENEFITS

Childcare Fees - pay for your own.

Why should we pay for other folks kids in childcare? My children didn't get subsidies and we made the concious decision that one of us would stay at home to care for them until they went to school.
What I think is fairest is that childcare fees should either be Tax deductible upto your personal allowance or the personal allowance should be fully transferable between Married Couples. Thus the no working partner doesn't lose their tax free allowance - the other partner gains the "lost" Tax. That is what bugs me - use it or lose it hence why people want to work. NOT working means effectively there is a job for someone else and the children get the best care at home.
DO these people NOT want their children Why have them if they want to work and put them in  care. They then hardly see them. Pick them up feed them and put them to bed. They see more of the carers than their parents.

Its also fair in the sense those who earn more still pay more Tax proportionately.

Tax system unfair to stay-at-home parents

I'll tell you just how unfair the tax system is to couples on low incomes who want to look after their children. Just look at this example. Why shouldn't the tax system help married couples where one gives up work to raise a family? They should be treated as a unit.

For easy reckoning I'm assuming the Tax allowance is £10k as promised for the next budget. So Man and woman (or civil partnership couples) earning £15k each have a joint income gross of £30k , but each has a £10k allowance so together
that can earn £20k and pay tax on the last £10k, net income £20 tax free.
Now if one chooses to stay at home and look after the children, they lose £10k of tax allowance so even if one is lucky to earn £30k they still only get £10k allowance so joint income is reduced, only £10k is tax free they have to pay tax on £20k.

So I ask is that fair on married couples sacrificing income to bring up children, leaving a job open for someone else but paying TWICE as much tax on the same income.? How is that fair.

Come on Cameron you're Married and a dad. If your income was only £30k what would you prefer?

Nursery for Monsters

I don't think the nurseries turn the children into monsters. Have they looked at the home life at all?

There are so many parents who expect to abdicate their responsibilities to the nursery/school to teach the child  everything. I think actually the children spend more time NOT in the nursery  so who is to blame. So many kids are neglected  I don't mean literally, but emotionally. At home they are put in front of TV or computer to occupy them. What damage does the haunted-fishtank do. The eye goes directly to the brain, whilst its growing the neurons are forming. They are NOT  getting the right stimulus, they are not getting the rules of behaviour and how to function, so why do you think they become antisocial. If its not what's learnt from Children's TV its from violent video game. That;'s why they're savages.

In a loving caring homogeneous family with proper moral values, the children learn from the parents and its becomes wired in their brains.
perhaps the idea would be to encourage one parent to stay home and look after the children. I'm not anti-nursery, but its a fact that children brought up at home with Married parents achieve more in later life.
The money poured in could be used to give tax breaks to married couples, YES, and thus jobs freed up for the unemployed childless!

What about that George?

Tax Breaks for Married Couples at last

Hoorah, at last David Cameron is swayed to give in and Honour his election promise and give a tax break to married couples.

I know David wants Gay Marriage above all else, and I'm not against it but surely he must make it worthwhile. The new "Marriage" tax breaks will have to apply to all civil partnerships, and why not.

If David is promoting "Marriage" that must be good for traditional Marriage as well. Lets be clear here - the Government IS PROMOTING MARRIAGE. So show your support and give Tax Breaks.

No more pussy footing around saying "we can't discriminate against non-married couples. It s their right to choose" - why not?

If they choose to get married then they get the incentive. If their relationship is as sound as a married one - prove it.

All the research show that children do best in families where the couples are married. In Britain we are nearly bottom in the league table for children splitting up from their parents, why. Because our parents do not value a stable family life. Yes its not easy but society demands that families are the best way to bring up children. Why do folk cop out at the first hurdle. If they're not married its a doddle.

Being married confers more that Tax breaks its a commitment to share things. Why should non-married couples have the same rights.

No we must promote marriage.

Yet they are hurting couples with children by taking child allowance away. 

My solution TAX all BENEFITS. Its income, but you don't work for it. Yes they'll use thier tax allowance that's only fair and if its a married couple then they can use this tax Break. Higher earners pay more tax.

Oh, last thing, restict Child Benefit to 5 children. There can be no "meal ticket" for having children. Tough.

Autumn Budget

Great that Osborne is to raise personal allowances but.

What about married couples?

£9244 allowance great but what about couples? My wife doesn't work but why can't I have her unused allowance? Nearly £20k before we pay tax great. Yes she could work but if she doesn't gives a job to someone else. Why can't we benefit? Surely one worker per household is better than none. The saving is in benefits.

It does seem bad that Tax allowances are lost lie this. It can't cost much in the big scheme of things but also what about families, the person staying at home to look after children. Much better than farming them out.