Showing posts with label loans. Show all posts
Showing posts with label loans. Show all posts

Saturday, 15 July 2017

Education is undervalued


Student Loans at 6.1% interest is outrageous. It would be cheaper to get a commercial loan, if you can without an income. (Bank of MumnDad?). anyway, when I went to Uni (40+ yrs ago) we had Grants. Means tested yes, so the poor got the money. Also only the top 20% went to Uni, the elite yes? The point is why does everyone have to go to Uni.? Surely the value of a “Degree” is devalued. The Best Unis – yes they are still the best but there are so many “Degrees” now Employers I’m sure don’t value your “BA” in “Economic prestigitation”. Don’t get me wrong I’m all for Education . the more the better but we need Better schools. So many have now failed and kids are not being educated. Yes, when I went in the ‘60s I was in a class of 48! Sat in rows, one teacher, no support – but we all got educated. The numpties weren’t pandered too they got on with it (with parents support) education was valued. SO many now say “I don’t need to learn that , I can google it, or I’ll get a job at Lidl. My Mam and Dad don’t work so why should I?” and so on. It’s heart breaking. The good, the elite, the rich, they get educated and get the best jobs but we’re failing so many. Yes in my time there were those who actually were abandoned by the system and I wouldn’t want that to happen again.  Now we have Policemen and Nurses have to have a degree – why? I think they should be allowed to study and get degrees but surely we

are losing the bottom end. Would you want to wipe bottoms and clean floors if you had a degree? We are a rich country and we should value education, we should look after the sick and vulnerable but help them not pander to them. Also not expect everyone to go to Uni. Taylor education to the right skills for the right people. Everyone has a place in society and should be valued. Education is NOT a commercial business it should be a right and Teachers should be valued, respected and repositioned as the Elite in Society.

Sunday, 10 November 2013

How dare they? Energy companies profit from your money

Have you ever wondered if you could get millions of people to lend you £100 for nowt. Then you'd put it in a building society account and collect the interest? Million in interest.

Well I suppose this is what the energy companies do.

You pay £x a month your bill but when you're in credit and there must be millions in their bank accounts surely they can sit on it an collect millions in interest?

DO we get any "credit" for it - no.

All they do is put their prices up by 10% plus! No one else would get away with it but what can you do, you've got to have electricity and gas? Well you could switch, try Quidco.


Monday, 3 June 2013

Pensioners now have to support this economic mess by giving up their winter heating

OK Mr Balls take away any final benefits that pensioners have and what have you left? They might as well Q up for euthanasia - that would help wouldn't it? I think it may lose them some votes. I hope so.

Pensioners have worked all their lives and saved for their retirement and if they were good enough have good pensions but now they have to pay it back.

Its bad enough you hardly get any interest on your money. It used to be that Banks and Building societies paid interest to savers to get their cask so they could lend it out. Not any more, a) they don't lend any more just pay themselves big bonuses, b) what they do lend has come from the Government - our taxes at ludicrously cheap rates so why bother with Savers. CRAZY.

Scrapping free bus passes won't save any money. They don't actually cost anything unless you USE them and most wealthy pensioners have cars.