What point to marriage?

Now I've every sympathy with the lady who suddenly lost her long time partner and yes they were going to marry but the fact is they weren't married. If the court rules that non married couples can have the same rights as married couples then I just can't agree. Sort  but what is the point of marriage?
It used to be the legal contract for two people to say we share everything for life. If you're not married the where do you draw the line. When do two people become a couple? A year, a month, a week, a day? Surely if you are really committed and want to share GET MARRIED.

Work forever?

Lets get rid of the Public Sector Pensions who contribute nothing toward their Pensions, the Government pays it (I.e. you and me!). Only the LGPS is a properly funded pension scheme and costs the rest of us NOTHING. Then we'll have a level playing field. Pensions are sound. The payers-in fund the pensions takers and the Pension Fund Money is used to invest in/ bolster industry thereby creating wealth (and Tax). Yes Government kill the golden goose for its eggs. Doh!

Savers are still abandoned

Yes good old HMG launched the Pensioner bonds paying a whopping 4% interest

ABOUT TIME TOO - but Ok if you're 65 plus!

but what about the rest of us? Remember we funded the Banks bales out to the tune of £6000 per person and interest rates plummeted to 1% or less.

If HMG want money to pay for stuff (and they do) "borrrowing" it from us in the form of savings/bonds is ideal they could at least help us out for helping them out (the Banks) saving their bacon but plunging us into recession. It been the worst 5 year in my life don't know about you?

I 've been looking and most savings account pay around 0.5 to 1.5% at best and then you have to lock it away for years.

I despair but what can we do. Nowt will happen.

Dementia - living death!

So, the Government pledges to DOUBLE spending on Dementia by 2025. Big Deal!

Yes increased spending can only be good but doubling peanuts in 10 years is still peanuts. 

WE have a crisis in Pensions, people a re living longer but what quality of life? What if you live to 80 but the last 5 years you were in a care home, bed bound and dribbling?

Surely money spent on curing dementia will actually save the country millions and let these people lead active  fulfilling lives INDEPENDENTLY?

Makes seems to me.

The Grey Vote deserts Cameron

This is what I want to see. Surely the over 55's have had enough. They make us work till we die, raid our savings and take away our Pensions and benefits - does Cameron seriously think he'll get our vote next time?

He needs our money but he could have it if he asked nicely. Pay some serious interest rates and protect pensions (pension funds - they have billions) and then he can borrow our money to get out of the mess.
Not slash interest rates yet again.

Pensioners now have to support this economic mess by giving up their winter heating

OK Mr Balls take away any final benefits that pensioners have and what have you left? They might as well Q up for euthanasia - that would help wouldn't it? I think it may lose them some votes. I hope so.

Pensioners have worked all their lives and saved for their retirement and if they were good enough have good pensions but now they have to pay it back.

Its bad enough you hardly get any interest on your money. It used to be that Banks and Building societies paid interest to savers to get their cask so they could lend it out. Not any more, a) they don't lend any more just pay themselves big bonuses, b) what they do lend has come from the Government - our taxes at ludicrously cheap rates so why bother with Savers. CRAZY.

Scrapping free bus passes won't save any money. They don't actually cost anything unless you USE them and most wealthy pensioners have cars.

Young denied jobs because the old won't give up.

So now they're complaining that the Young can't get new jobs but the older workers are hanging on to theirs.

Well can you blame them? Think about it

1. Pensions are down - annuities are down - so you need more income
2. Interest rates are down - so no income there
3. Cameron and co keep telling everyone they'll have to work longer before they get a pension
4. Back to 1, even if you live to retire then your pension will be small so you need to work longer

So all around, if you've got a job better stick to it because you need the money.

I've said before i the 2Cs could understand it, the old could retire gracefully and let the young have the jobs. The money they'll be pouring in to give the young a start could go to REtrining the old, and swapping the jobs with them.

1. Ensure pensions are maintained at a reasonable level
2. Ensure the older people maintain their savings rates at a reasonable level
3. Allow people to retire if they give their job to a young person
4. Older people need less to live on than when they're working.

What about it C&C?

GIVE the unemployed jobs

So Labour want to give the Unemployed jobs? Maybe if they'd looked after the economy better then we would be in such a mess with rising unemployment then there would be enough jobs.

but they want to pay for it using our Pensions again.

The Conservatives are doing better but they still don't get it. We need a society where it pays to work but the vulnerable are looked after. We know there is a pensions crisis. How are they going to solve it - make us keep working into our 70's.

Doesn't this government realise that basically the best way to get the pensions bill down is to encourage folk to save for their pensions, then they won't be dependant on benefits. Make pension fund charges fair and transparent. Guarantee tax relief on contributions, guarantee annuities at retirement.

pensions 4 everyone 2

I said it on 2nd Oct:-


Lets just hope G Osborne  and D Cameron  sort out the mess over charges and how you "take your pension" with you. 

At the  end of the day unless its a very good company scheme only the Bankers win - AGAIN

Didn't I say it and now the Daily Mail agrees with me.

The Government MUST regulate these pension schemes and stop the Bankers from getting rich quick on poor people. They are gambling with peoples only hope for the future. They take their whole lives to save any sort of pension, these bankers make that much bonus in 1 year! There must be certainty in pensions and a guarantee that you can take it with you without loss if you move jobs.

Now in a letter to the Daily Telegraph these organisations agree with ME, the National Association of Pension Funds (NAPF), the TUC, charity Age UK and the consumers' association Which?.

So you heard it first from Monty.

Pensions for Every one

Now everyone is to be IN

Don't fight it - its the safest bet for everyone. Those paying in create pots for investment in the economy and those retiring are safe there's enough money for them.

Lets just hope GO and DC sort out the mess over charges and how you "take your pension" with you. 

At the  end of the day unless its a very good company scheme only the Bankers win - AGAIN

Didn't I say it and now the Daily Mail agrees with me.

The Government MUST regulate these pension schemes and stop the Bankers from getting rich quick on poor people. They are gambling with peoples only hope for the future. They take their whole lives to save any sort of pension, these bankers make that much bonus in 1 year! There must be certainty in pensions and a guarantee that you can take it with you without loss if you move jobs.