The Rape of Savers

Bank Interest rate has stood at 0.5% for 5 years. in 2008 the Government gave £40billion of our money to the Banks to stay alive.

Yet here we are as poor as ever and Bankers still get Million pound bonuses courtesy of you and me.

In 2005 I thought I was at that time of life to pay my mortgage off and live with a nice nest egg earning some interest. Not any more. We've not had a payrise for 5 years and nil interest has decimated our ideas. Wish I'd kept the mortgage and spent it. Now we've spent it anyway - no point saving.

What should happen is the Government should help out savers and increase savings rates then they can spend that money and reduce taxes etc. That's how it used to be. We all know to borrow to the hilt got us in this mess but its getting worse.

I despair.

beautiful creatures

different . that sums it up. WaTchable. Twilight meets Romeo and Juliet in the deep south.

Electric Excess

Nice to see charging points being installed. This pair are in Doncaster services. How ridiculous the cables needed. Why don't we standardise pn the induction method? used by buses in Milton Keynes . in years to come it Will seem as ridiculous using a cable for phones. where would we be without wifi ?

Now poisoning our water - Fluoride

Worse than Wind Turbines - next they want to poison our Water.

Fluoride in the Water. That old chestnut.

Arrrgh! Mass Medication - where will the Nanny State end? What can we do when our WATER is polluted? Let me dig out my information on why Fluoride in water is harmful to health.

I thought with all the cutbacks it had died a death, but this seems to say its back on again?

It IS A fiasco

Thank you Chancellor for raising the Limit on ISAs to £15k and amalgamating Cash and Stocks & Shares Isas into the allowance, Wonder why he's raised the allowance? Well currying favour with the Grey Vote - too little too late. Savings are the lowest for along time. Why save when your money is losing value all the time, interest rates are pathetic. Tax on very lkittle is very little so he's not losing much at all.

If you wonder why people don't take up ISA's then its because

1. Interest rates are pathetic Interest on £5k or interest on £15 ? well 3 x 0 = 0
2. Banks con you - attractive rate for first year then plummets to nothing - do they tell you - well in the small print but hope by next year you've forgaotten
3. Banks con you - various restirictions - can't move from one ISA to another, no transfers in, penalties for withrawals etc.
4. Ordinary Peopl e are poor - they need their money to live. 
5. If you've more than£15k put it somewhere else 

Bet sCameron and co don't bother!

I could mention similar things about pensions - another day. 

This country has been hurt by low interest rates. Saving is the life blood - spend only when you can afford it, borrowing is what got us in this mess. If Osborne upped the savings rates in say National Savings then he'd rake in money which he could use to start the economy moving. That's the way it used to be. If everybody's borroing then where does the money actuyally come from?

End of the TV Licence?

Is this really the beginning of the end for Taxed Entertainment? At last it seems someone is listening to me.

PRIVATISE THE BBC!

Making not paying your TV Licence a non-criminal offence is a start. Then we just won't be locking up TV dodgers. Why do we all have to pay it?

£32 BILLION the BBC gets from us for TV and Radio - now THAT's CRIMINAL!

I wonder what SKY's turnover/income is? bet they PAY tax too!

Yes Simon Heffer in the Daily Mail has it almost right - let the BBC become subscription (pay per channel) with one or 2 free Public information /news services and a radio channel.

Electric Mayhem

SO good idea Boris's Electric Cars, pity that Electric Cars have stalled across the country.

Charging points are so and few between the Electric Car will only be useful for short distance commuters, and those that do venture out afar have to take numerous cables because there is no standard. What we all need is the "Magnetic Induction" charging system.  They use it in Europe and also on Milton Keynes for Electric buses.

Its ridiculous that in this wealthy country we have developed this system. It will be seen as ridiculous in years to come. 2054 "oh and in 2014 they actually had to connect their cars with a cable to charge them, What a ridiculous idea and the Health and safety implications eh! Ha Ha ha!" Just like now when last century we had Gas lamps.The technology can be put under parking bays anywhere or even on the open road. Imagine stopping at the lights and getting charged up! Of course it wouldn't be free but to get a charge you maybe had some sort of metering like using a sat nav.
See this - Last year, South Korea switched on a 12km (7.5-mile) road which can recharge electric vehicles as they drive over it, without the need for vehicles to stop at all. Two public buses are using the Online Electric Vehicle system, or OLEV, in the South Korean city of Gumi.

The technology means the vehicles can be fitted with smaller, lighter batteries, reducing the amount of power required to drive them.

Come on Cameron and Osborne use the Green levy for something really useful, bring us into the 21st Century and eliminate Petrol/Diesel cars!

Austerity - How low can we go

Government is saving money by cutting - cutting benefits, cutting cash to Local Government, cutting Taxes! Oh yes that makes the Rich Richer!

How low can we go - do you need/want your local council services?

My council is considering cutting cleaners.

Taking all waste bins out of offices and putting them in corridors, staff will have to walk out to the corridor to put their banana skins/tea bags whatever in the bin. They'll need less cleaners, less bins to empty and it will be quicker and easier.

Saving money on cleaners. But aren't they the lowest paid? What about waste at the top? Chief officers etc.

This is a rich country but how low can we go to save money so the rich can get richer. Bankers still get their bonuses and who bailed them out a few years ago?

Free Electricity - this IS the answer to the Fuel Crisis?

Free Saturday Electricity- Just a gimmick – should be outlawed. These folk will just gorge themselves on power. How can it make sense? We should all be trying to use LESS electricity. British Gas should reduce prices for everyone. This tariff will be banned.

Solar panels is the answer, everyone should have them. During daylight all my electricity is virtually free (and green). Make use of that, don’t be a Saturday Planet burner.

The Chancellor missed atrick or two today.

5% VAT on home energy - why not abolish it on the first £1500 of bills? WE all have to pay our buills even those on Benefits but because of "Standing Charges" the less you use the more you pay proportionately in TAX. This husrts the poor trying to economise - is that fair. Those on benfits pay often the highest prices especially if they are on a pre-pay meter. The VAT goes up as prices go up. Mr Millionaire doesn't care.

Then there's the GREEN TAX, about 15% goes to pay these muti-billion pound companies raping our countryside witrh subsidised Wind Turbines.

You do realise they get twice the market rate for what they generate (whether it is used or not) and even more when they can't sell it!! Check this out!

What about the BBC? £600million is the cost of Free TV Licences for Pensioners over 75. OK for them but why? Why should anyone pay an ertertainment tax? £145 per houshold to watch TV . But that would lose votes from the over 75's but not if we all were exempt.

Mr OSbourne PRIVATISE THE BBC SAVE US ALL £145 A YEAR. (£32billion a year cost).Does SKY get a subsidy? It might even generate a windfall like selling the Post Office. Come on State Funded Entertainment is NOT a Conservative policy is it. If it were tried now it be laughed out of parliament.

Childcare Fees - pay for your own.

Why should we pay for other folks kids in childcare? My children didn't get subsidies and we made the concious decision that one of us would stay at home to care for them until they went to school.
What I think is fairest is that childcare fees should either be Tax deductible upto your personal allowance or the personal allowance should be fully transferable between Married Couples. Thus the no working partner doesn't lose their tax free allowance - the other partner gains the "lost" Tax. That is what bugs me - use it or lose it hence why people want to work. NOT working means effectively there is a job for someone else and the children get the best care at home.
DO these people NOT want their children Why have them if they want to work and put them in  care. They then hardly see them. Pick them up feed them and put them to bed. They see more of the carers than their parents.

Its also fair in the sense those who earn more still pay more Tax proportionately.

Malaysian Airlines MH370 jet was Hidden Deliberately?

ADS-B – Does it mean anything to you? It should. People probably don’t realise but Air Traffic control don’t use radar to track Aircraft flying around the world. The  Malaysian Airlines jet may have simply “Disappeared” because the Hi-jackers turned off the ADS-B system.

ADS-B is a system on the Aircraft saying where it is much like your Mobile Phones GPS tells you where you are on Google Maps. The Plane has a device that uses GPS to get its position and then “tells” Air traffic control where it is. They then plot it on their systems along with all the other  aircraft and track them to avoid collisions etc. Up to now the worry has been that without Radar they’d be open to Hackers setting up “phantom” planes to swamp the  system but what if you wanted to hide? Turn it off.

ADS-B is mandatory above 29k ft. If they turned it off then Air Traffic control would think they’d crashed. Hence their pleas for all military radar /satellites info to find out is anyone could actually “see” where the plane had gone – no Radar out in the pacific or Indian Oceans.

I wonder where it really went, has it crashed or gone somewhere secluded? Will we ever know?

Fly tipping

Why? Appalling and unfathomable. In picturesque spot near Bernard Castle. Why put rubbish your car and dump it here? For what was involved could have gone in the bins nearby. Not illegal or disgusting .

Truma lets us down

Last night Truma let us down . Heating went off.
Lovely weather but nights cold . Had heating on tickover at 2am cold. This morning on investigation seems most probably the 12v transformer has died. 3 yr old sterling europa  - last van 8 yr old Elddis no problems. Truma Ultraheat problems. 

Dishonesty meanness

People that know me may consider me mean but i like value for money, a good deal, not stealing . So today at Bowlees Visitor centre the car park was "free" they asked for donations. £2suggested but it was a car park in the national park, toilets, picnic area, walks and a visitor Centre. Some folk parked, looked at the car park charges muttering I'm not paying and walked off!  not paying its disgusting . surely they could afford something, £1 is not too much for the facilities. Otherwise its just plain mean if not dishonest. How Will these places survive?

Django unchained

Typical Tarrantino . Spaghetti Western . just wish he`d decided serious or spoof. In last third i got confused, seemed implausible just wanted Django to escape, revenge and continue as bounty hunter, with hilda, like Shulz. Still good though. Worth watching I say.

BBC - trying to save money?

Making BBC 3 online to save money?

Well why not go the whole hog? Privatise the BBC and save every household £145.50 a year PLEASE.

Why should they get £32 billion a year of our money for  ENTERTAINMENT?

Entertainment tax - Mr os"Borne Conspiracy" - take note  - we want FREEDOM to CHOOSE - TV or not TV.

Thanks.

Killer elite 2011

Killer elite – Jason  Statham - watched this, typical JS film, gets a bit wooly in the middle is based on a true story, but a bit wrapped up in itself. Seemed obviuos to me in the end.

How GREEN is green energy, and where does all the CO2 come from

How GREEN is green energy, and where does all the CO2 come from - Fossil Fuels you say - well look at Concrete! Look at all the Manufacturing that our society does - it needs ENERGY!

We are all familiar with burning fossil fuels and creating CO2, but I wonder about other things in society that consume energy and generate CO2. Concrete is a good example. Who would think that buildings are responsible for huge amounts of Co2 emissions. Anything made of Concrete is fuelling the Carbon emission to the tune of 1:1.

Every ton of cement produces almost a ton of CO2. That's why the concrete is reckoned to be one of the most polluting industries on earth, responsible for up to 5% of total world greenhouse gas emissions.

Think about wind Turbines – Green Energy creating no Carbon but how did they get built?  How was the Turbine fabricated – in a factory, Steel create from iron ore, smelted in huge furnaces fuelled by gas/coke/coal producing CO2, then  made into a tower with blades and generator on top.

How did it get there – transported by ship/lorry to the site hundreds of miles away. Then the Foundations for a huge 115 m high monolith, concrete every ton of concrete used in the base created 1ton of CO2 .

Not very Green eh?

About time they Privatised the BBC

Then they can do what they like. This is our money. How dare Lord Hall say its Value for money. I DON'T WANT TO PAY ANYTHING!
THIS IS AN ENTERTAINMENT (?) TAX.

Lord Hall has been keen to argue that the BBC provides value for money and in a speech to the Oxford Media Convention last week he said  a BBC survey had shown that some viewers would happily pay between £15 and £20 a month, compared to the £12 currently paid.

If it was your local council paying 6 figure sums to staff they'd soon be sacked. How does the BBC get away with it? It has got to stop. I choos NOT to watch SKy. but they don't cost the taxpayer anything. Let the BBC stand in th ecommercial world I say.

They could provide 1 public service TV and radio channel from general taxation. Let every household be £145.50 better off - we need it for our fuel bills.

Skegness Most Deprived seaside town

So Skegness is the most deprived seaside town, so says the ONS.

I agree with Cllr Byford, there is no Industry in East Lindsey. The biggest developers (by far by money spent) are the Windfarms but where are the jobs?

They bring in contractors to build and maintain them. All, we get (the residents) is the pain and no gain.

People of the UK rise up against these unfair taxes. 15%on your bills to help these conglomerates rake in the millions by building useless windfarms